Beyond traditional mortgage brokering - I provide comprehensive strategies that turn your mortgage into a wealth-building foundation.
Are you my ideal client?
Perfect If You Are...
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Employed full-time or self-employed
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Own at least one property, but struggling with cashflow
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Want to optimize finances and plan seriously for retirement
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Worried about debt weighing you down
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Nervous about outliving your savings
Your Desired Transformation...
✔️ Financial Relief
✔️ Complete Confidence
✔️ Clear Future Plan
✔️ Retirement Ready

Why choose Derrick Johnston?
Not just a mortgage agent chasing rates, I'm your strategic partner for long-term financial success.
Long Term Strategy
Not just 5-year fixes. I create comprehensive plans that align with your retirement goals.
Complex Tools Simplified
Rental cash damming, restructuring, reverse mortgages - made clear and actionable.
Confidence & Clarity
Connect mortgage decisions to bigger life goals. Sleep well knowing your plan is solid.
From The Blog...
Get started with a complimentary 30-minute strategy session to discuss your goals.






